Rupee on Time App Real or Fake? Get a personal loan of up to 1 lakh in just 5 minutes! December 27, 2025 by Editor Staff

Home » Blog » Finance » Rupee on Time App Real or Fake? Get a personal loan of up to 1 lakh in just 5 minutes!

Do you know how people borrowed money in the previous eras? It was a fascinating method. People exchanged things for goods instead of money. It was called this the barter system. But now people refer to it as a “loan,” which can be acquired from any bank within 5 minutes while sitting at home.

But are all instant loan apps safe these days?

Sometimes unsecured loans can get you into or out of trouble, so it’s important to understand them before taking out a quick personal loan through any mobile banking app.

Before learning about these apps, first we understand the differences between a secured and unsecured loan.

What is secured loan and unsecured loan?

Loans acquired through a simple process are usually referred to as unsecured loans, as they are without collateral, minimal KYC, and require less documents. but do not require a guarantee and offer loans only depending on your credit score.

The Bank of Hindustan was India’s first bank, established in 1770. This bank operated for a couple of years before its financial situation deteriorated. At the time, banks were used for both depositing and borrowing money. However, now you can take loans online by, Rupee on Time, RupeeRedee, rapid rupee , Paytm Postpaid, KreditBee, and many other apps allow you to apply for loans from the comfort of your own home.

According to the Ministry of Statistics and Programme Implementation’s (MoSPI) Periodic Labour Force Survey (PLFS) annual report in 2023-24 stating that there are 3.2% Indians unemployed in the country, and CIC show a significant shift towards digital and app-based banking. When asked why they take out loans, most respondents say it is to fulfill their financial essentials.

What is the Rupee on Time Loan App?

Rupee on time is an Indian loan app that provides finance services. It is partnered with four RBI-registered NBFCs, including DEV-AASHISH CAPITALS PRIVATE LIMITED, to provide loans to its customers. The app has been downloaded over 1 million times. It offers instant personal loans up to Rs.1 lakh. It provides 24/7 support to its customers. The company claims interest rates of up to 35% with a 2% processing fee.

Is Rupee on Time Real or Fake?

This is a common question among those who have taken or are considering applying for a loan from Rupee on Time. Is Rupee on Time Real or Fake? Therefore, we want to assure you that it’s a legitimate app with RBI-registered NBFC lenders. This app has actually offered loans to a lot of people. However, several customers have reported receiving a personal loan with a 35% high interest rate.

Rupee on time Review

When you download the Rupee on time app from the Google Play Store, you’ll find reviews of the app below. It has a 4.3 star rating on the Google Play Store, and a total of 681 reviews. 4.4 is considered a good rating. When you read people’s reviews, you’ll see both positive and negative reviews.

Is Rupee on time RBI Registered Or Not?

Before getting a loan from any app, you have many questions, such as if the app is safe, how many days the EMI must be paid after accepting the loan, what the interest rate will be, whether the app is registered with the RBI, and so on. Rupee on Time app offers loans through NBFCs, which are RBI-registered institutions.

Dev-Aashish Capital Private Limited. A Non Banking Financial Company with Certificate No. B-14.01763 operates headquartered in New Delhi. It offers instant loans under the brand names Rupee112 and RupeeonTime. It has been approved by the RBI, which means you may trust this app to get an unsecured loan for your needs.

How to apply for a loan in Rupee on time?

To avail loan from Rupee on time App, follow the below steps:

Step 1: First, go to the Google Play Store and install the Rupee on Time app.

Step 2: Once installed, open the app and grant all permissions asked by the app.

Step 3: On the home screen, click on the “Mobile Number” option.

Step 4: Now, enter 4 Digit OTP and submit.

Step 5: Click on Apply now button to get personal loan.

Step 6: The Loan Application page will appear, with 9 steps to the loan process.

Step 7: Fill out all of the fields on this page so that your loan application can be processed..

Step 8: Read all the details carefully. You will see the “check eligibility” option.

Step 9: You will be asked your all details and ducments, Fil it and click “Next.”

Step 10: A new page will open.

Step 11: You will be asked for certain details, like your education, native language, religion, and your email address. Fill in all of the fields carefully and then click Next.

Step 12: You will be asked for your marital status and number of children. Fill in the information as per your convenience. Then click Submit.

Step 13: You will be asked for your income details. Upload your PAN card for this.

Step 14: You will be asked for some details, such as PAN card number, father’s name, and job type. Fill in all the information and click Submit.

Step 15: A new page will appear, asking for your emergency contact details. You can enter the phone numbers of family members, friends, or anyone else, as well as their relationship to you. Then, click Submit.

Step 16: You will be asked for your bank information. Fill in all the required information carefully.

Step 17: After that, a new page will appear in which you will be given all the details about the loan amount.

Step 18: After reading all the details carefully, click on submit.

Step 19: Now you will be asked to upload a selfie. Once you upload the selfie, you will be asked for rating.

Step 20: After that, after successfully submitting the application, you will be given an information in which it will be said that your loan will be approved within 24 hours.

So, this is how you can take a loan from Rupee on time App.

Rupee on time Customer Care

The customer service number for Rupee on Time app is +91-9220912304. Email Address: care@rupeeontime.com, where you can send any issues that arise.

Rupee on time Loan App FAQ ‘s

1: Is the Rupee on Time app safe?

Ans: It’s a safe app, but it has a lot of negative reviews on socials.

2: How much can a loan be taken from Rupee on Time?

Ans: A loan of up to Rs.1,00,000 can be taken from Rupee on Time.

3: What is the interest rate on loans from this app?

Ans: Rupee on Time has a 35% APR interest rate.